"to be, or not to be"
Life Insurance is one of those coverage's that usually comes up in a buy-sell agreement to protect owners as well as key employees of an organization.
Other scenarios include protecting one's legacy or trust as a way to help offset some of the inheritance taxes that shall be passed through to beneficiaries.
In other cases policyholders may elect a charitable organization that they were impacted by in their lifetime so that others can continue to be impacted.
Having a conversation relating to life insurance is deeply personal and one that should not be overlooked.
We recommend reviewing on an annual basis along with disability income protection.